Business Checking
This account provides checking services for sole proprietors, partnerships, corporations and non-profit organizations. There are no maintenance fees or per check fees, if an average balance of $1000 is maintained. There is a monthly maintenance charge of $15, if the monthly average balance falls below $1000. Overdraft protection is available by application for an overdraft protection credit line.

Features:
This is an FDIC insured deposit. It is available to sole proprietors, partnerships, corporations and non-profit organizations. No interest is earned on this account. The minimum deposit to open this account is $10. There is no minimum balance required, however a $15 monthly maintenance fee will be charged if monthly average balance falls below $1000. There are no per check charges. Additional deposits or withdrawals can be made at any time. All deposits are subject to collection before withdrawal. The depositor receives a statement and all paid checks, monthly. Direct deposits can be made to this account. Subject to depositor’s credit, overdraft protection is available for this account. Merchant bankcard services are available. A business STAR® ATM card is available. Free Telephone Banking is available for this account. Specialized checks are available at reasonable rates

Rates:
There are no monthly fees or per check charges on this account. However, a maintenance fee of $15 will be assessed in any month in which the average balance falls below $1000. A $30 charge is assessed for any check presented for payment against insufficient or uncollected funds. A $25 charge is assessed for a stop payment order on any check. A $5 fee is charged for an interim statement.