Certificates of Deposit
Account Opening Balance Interest
Rate
APY Early Withdrawal Penalty
3 Month CD $1,000 0.25% 0.25% 3 Months Interest
4 Month CD $1,000 0.30% 0.30% 3 Months Interest
4 Month Premium CD* $1,000 0.35% 0.35% 3 Months Interest
5 Month CD $1,000 0.35% 0.35% 3 Months Interest
5 Month Premium CD* $1,000 0.40% 0.40% 3 Months Interest
6 Month CD $1,000 0.40% 0.40% 3 Months Interest
9 Month CD $1,000 0.45% 0.45% 3 Months Interest
9 Month Premium CD* $1,000 0.50% 0.50% 3 Months Interest
12 Month CD $1,000 0.50% 0.50% 3 Months Interest
24 Month CD $1,000 0.7969% 0.80% 6 Months Interest
36 Month CD $1,000 0.9951% 1.00% 9 Months Interest
48 Month CD $1,000 1.391% 1.40% 9 Months Interest
60 Month CD $1,000 1.785% 1.80% 9 Months Interest
72 Month CD $1,000 2.177% 2.20% 9 Months Interest
         
IRAs & Education Savings Accounts
Account Opening Balance Interest
Rate
APY Early Withdrawal Penalty
Retirement Savings $10 0.15% 0.15% None
IRA 12 Month CD $500 0.50% 0.50% 3 Months Interest
IRA 13 Month CD $500 0.50% 0.50% 6 Months Interest
IRA 14 Month CD $500 0.60% 0.60% 6 Months Interest
IRA 15 Month CD $500 0.60% 0.60% 6 Months Interest
IRA 24 Month CD $500 0.7969% 0.80% 6 Months Interest
IRA 25 Month CD $500 0.7969% 0.80% 6 Months Interest
IRA 30 Month CD $500 0.8960% 0.90% 6 Months Interest
IRA 37 Month CD $500 0.9951% 1.00% 9 Months Interest
IRA 48 Month CD $500 1.391% 1.40% 9 Months Interest
IRA 54 Month CD $500 1.686% 1.70% 9 Months Interest
IRA 60 Month CD $500 1.785% 1.80% 9 Months Interest
IRA 72 Month CD $500 2.177% 2.20% 9 Months Interest

Annual Percentage Yields (APY) are effective as of 10/15/2011 and are subject to change without notice. A penalty is imposed for early withdrawal. Additional restrictions may apply. Fees could reduce earnings on the account.

Available to customers that live and/or work in New Jersey.

* Account Relationship is required (Non-Interest bearing checking account, min. $1,000 balance).

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