|
Equity Credit Lines |
| Interest
Rate |
Terms |
Maximum
Amt. |
Current
APR% |
| Prime -.25% (floor of 4.00%) |
15 or 20 Year (revolving) |
$500,000.00 |
4.75% |
| Equity
Credit Line Notations |
| Equity Credit Line
rates effective 05/01/2008. |
| |
|
Equity Loans |
| |
|
Maximum
Amt. |
|
| %APR* |
Terms |
First Lien |
Second Lien |
Cost
Per $1K |
| 5.750% |
5 Years |
$500,000.00 |
$350,000.00 |
$19.22 |
| 6.000% |
10 Years |
$500,000.00 |
$350,000.00 |
$11.10 |
| 6.240% |
15 Years |
$500,000.00 |
$350,000.00 |
$8.57 |
| 6.375% |
20 Years |
$500,000.00 |
$350,000.00 |
$7.38 |
| Equity
Loan Notations |
* With automatic deduction
from NVE Bank checking account; otherwise add 0.25%. An additional .25% rate reduction is provided to loan borrowers on 5 and 10 year terms if NVE Bank's home equity loan is in a first lien position.
Equity Loan rates effective 05/01/2008. |
| |
|
New Auto Loans |
| LTV |
Terms |
%APR* |
Maximum
Amt. |
Cost
Per $1K |
| 90.00% |
3 Years |
6.75% |
$45,000.00 |
$30.77 |
| 90.00% |
4 Years |
7.00% |
$40,000.00 |
$23.95 |
| 90.00% |
5 Years |
7.25% |
$40,000.00 |
$19.92 |
| New
Auto Loan Notations |
* With automatic deduction
from NVE Bank checking account; otherwise add 0.25%.
New Auto Loan rates effective 05/01/2008. |
| |
|
Used Auto Loans |
| LTV |
Terms |
%APR* |
Age |
Maximum
Amt. |
Cost
Per $1000 |
| 80.00% |
3 Years |
7.00% |
Up to 2 Years |
$20,000.00 |
$30.88 |
| 80.00% |
3 Years |
7.25% |
3-4 Years |
$20,000.00 |
$31.00 |
| Used
Auto Loan Notations |
* With automatic deduction
from NVE Bank checking account; otherwise add 0.25%.
Used Auto Loan rates effective 05/01/2008.
|
|
FHA Title I Home Improvement Loans |
| %APR* |
Terms |
Maximum
Amt. |
Cost Per $1000 |
| 8.00% |
5 Years |
$25,000.00 |
$20.28 |
| 8.25% |
10 Years |
$25,000.00 |
$12.27 |
| 8.50% |
15 Years |
$25,000.00 |
$9.85 |
| FHA
Title I Loan Notations |
* With automatic deduction
from NVE Bank checking account; otherwise add 0.25%.
FHA Title I Loan rates
effective 05/01/2008. |
|
|
